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What
would
it take for you to change course in your life? For you to feel rich in
every way possible, both in the way your bottom-line numbers read and
in your heart, your soul, and the way you live each day? What would it
take for you to say aloud to yourself in the mirror, "Things are going
to be different, starting now"? The single most important quality you
need in order to change the course of your life is courage. Can you
remember the courage it took to endure a setback or overcome an
obstacle in your own life--the unexpected loss of a job, the illness of
a loved one, a devastating rejection from someone you cared about? That
feeling of waking up in the morning with pain in the pit of your
stomach, pain that stayed with you as you went through the day in a
fog, wondering how you could possibly cope, how you could go on, let
alone rebuild your life. But you did. What enabled you to go on was
your courage. It takes courage to live with financial hardship, and,
unbelievable as it may seem, it takes courage to be rich. Why? Because
choosing wealth as a goal requires facing everything about your money
bravely, honestly, with courage--which is a very, very hard thing for
most of us to do. But it can be done.
The
Courage to Have More and to Be More
When
it comes to your money, what you think will direct what
you say, what you say will direct what you do, and what you do will
create your destiny. True richness begins with thoughts of true
richness. True greatness begins with thoughts of true greatness, and
the potential for greatness resides in all of us.
Over
the years, I've heard from many people who think they don't have
enough, that they will never have--or be--enough, that they can't:
can't get out of debt, can't provide for their children, can't face the
future. I have heard tales of sadness, hopelessness and despair. There
is a vast difference between facing reality--bad as your particular
financial reality might be at this moment--and thinking that you can't
do anything about that reality. Whether you're wealthy or poor,
constricting thoughts that tell you you can't are immensely powerful
and terribly destructive. I have come to refer to them as thoughts of
poverty, and they are insidious; they lead to words of poverty or
defeat, and ultimately to actions of poverty and a legacy of poverty
that can be passed down for generations. We must learn to still those
thoughts.
Dwelling
on the Highest, Richest Plane
What's
keeping you from being rich? In most cases it's simply
a lack of belief. In order to become rich, you must believe you can do
it, and you must take the actions necessary to achieve your goal. Most
of us, when asked, regardless of how much money we actually have, feel
afraid. If you spend a lifetime pushing your fears away, I can promise
you that ultimately you're pushing money away as well. The courage to
be rich lies in the opposite stance, when you can give yourself the
gift of believing in more.
It
often takes tremendous courage just to keep going, to work hard to
pay the bills every month, to meet the next financial or emotional
challenge that comes along. The courage to be rich, however, goes
beyond the chains and limitations of our minds and present-day
circumstances, and it brings tomorrow into every today. This kind of
courage is vision, and it refuses to let today's defeat block our path
into the future. When the light of courage illuminates our way, we
always find true richness at the end of the path. Courage is faith.
Faith in a higher being, perhaps, or faith in the essential rightness
of the world--that correct actions and beliefs are not only their own
reward but also qualities that themselves will be rewarded. Is there a
grand scheme to the world? I'm not equipped to say. However, if we live
each day of our life as if there is, and with courage, we are living on
the highest, richest plane of this earth.
Money
and Guilt
What
if you were to have all the money you needed and your
financial ducks were all in a row? What then? Would you be happy? Or
would you feel guilty about what you had? If you don't have as much as
you'd like to have or you spend more than you should, do you feel
guilty? Do you have enough money right now? Do you take great pleasure
in it, or does it make you feel guilty?
If
the relationship between you and your money is harmonious,
regardless of how much you have, your financial transactions will be
harmonious as well. By this I mean that you will take such pleasure in
what your money brings to your life, what your money (weather large
amounts of it or small) can do to help the lives of others, and what
spending it on life's simple or sophisticated pleasures can do to
enhance your quality of life and well-being. Let's face it, money is
great. Then why does it--or the lack of it--make so many of us feel
racked with guilt and misery? I have never met a person who feels
guilty about how much they love their children, how much they love
their parents, their family, their partner. I have never seen anyone
hide the fact that they have a loving family. If there is lots of love
in your life, if your family is close or your marriage is happy, you
will tell me with pride and respect and gratitude how rich you feel,
rich with love. No guilt there, not a bit. We never feel guilty when we
have more than we could ever want of the things that money can't buy;
it's only when money comes into the equation that guilt makes its way
in, too.
When
it comes to money, if you have it, you may feel that you don't
deserve it--guilt. If you don't have it, you may feel that you should
have it--guilt. If you are working toward having it, you may feel that
all you're doing is working for money and you are not enjoying the
process. And if it just happens to come your way, then guilt can keep
you from taking what could be yours. Money guilt can take the joy out
of what you have created as well as entice you to do things that are
not necessarily in your best interest. At this very moment in time,
each of us holds before us an offer of a bigger cup to fill with
riches. If you are not achieving all that you can in this world, you
can change course and claim your potential. If you are in debt, you can
turn away from your guilt and self-pity, methodically get out of debt
starting today, and put that money you have used every month into your
future.
If
you have everything you need yet remain plagued by guilt, you owe it
to yourself and your money to make yourself worthy of what you have,
embrace it, and send it flowing back out into the world--through
investments, through contributions to charity, through careful spending
on yourself and on your loved one's pleasure.
If
you have not
saved a penny for retirement and feel guilty about it, you can begin
saving today. I am a financial planner, not a psychiatrist, but I do
know that your net worth will rise to meet your self-worth only if your
self-worth rises to accept what can be yours. Feeling guilty about
money does no good whatsoever, is disrespectful to you and your money,
and will keep more from coming to you. If you have accepted love into
your life, then you must accept money as well, for ie you don't, you
are implying that you are not yet worthy of money and are placing a
higher value on money that you are on love--a violation of the first
law of money: People first, then money. Make yourself worthy of money
and money will make itself worthy of you.
Excerpted
with permission from The
Courage to be Rich
by Suze
Orman
copyright 1999, published by Riverhead
Books.
Related Info:
Deepak Chopra's Seven Spiritual Laws of
Success
Creative
Visualization
Celebrating Wisdom from
our Healthy Heroes
Making a Difference in the World
Four Simple Steps to Manifestation
When Happiness Comes
True
Ten Steps to Personal Transformation
Align Your Career with Your Heart's
Vision
Program Yourself for Success
Jack Canfield
on The Success Principles
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ARTICLES
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